Mortgage Licenses 

Licensed or registered in the following states: Connecticut First Mortgage Correspondent License Lender/Broker (#ML-338923), Delaware Chapter 22 Licensed Lender License (#011546), Indiana First Lien Mortgage Loan License (#15020), Kansas License Mortgage Company (#MC.0025071), Maine Supervised Lender SLM11716, Maryland Mortgage Lender (#19406), Licensed in Montana (#338923), Licensed in Nebraska (#2098), Licensed by the New Hampshire Banking Department (16113-MB), American Neighborhood Mortgage Acceptance Company is licensed by the New Jersey Department of Banking and Insurance (#NO00004875), North Carolina Mortgage Lender License (AL-150980), Licensed in North Dakota (#MB102155), Oklahoma Mortgage Broker (#MB001894), Licensed by the Pennsylvania Department of Banking as a Mortgage Lender (#33587),  American Neighborhood Mortgage Acceptance Company, LLC, d/b/a AnnieMac Home Mortgage is licensed by the South Carolina Board of Financial Institutions, license MLS-338923.  American Neighborhood Mortgage Acceptance Company, LLC, d/b/a AnnieMac Home Mortgage is a licensed Lender/Broker in the State of Tennessee (#0000004348), Vermont Mortgage Lender # 6251, Licensed in Washington (#CL-338923), Licensed by the West Virginia Division of Banking (License #ML-30779). AnnieMac Home Mortgage 

NMLS# 338923 

Legal
We hereby authorize you to view and print information on this website subject to it being used for informational and non-commercial purposes. 

It is our intention that data provided on a subject is of a general nature. Our website does not represent an exhaustive treatment of subjects nor is the information intended to constitute accounting, tax, legal, consulting or other professional advice. 

Prior to making any decision or taking any action we kindly request you to contact your tax or legal advisors. 

Please use this document and information at your own risk. The content of this site is copyrighted and therefore any unauthorized use of any materials on this website may violate copyright, trademark, and other laws. 

Materials on this website may not be modified, reproduced, or publicly displayed, distributed or performed for any public or commercial purposes prior to our approval. 

Terms of Use Agreement
Welcome to the website for AnnieMac Home Mortgage (“Website”). Your use of this Website and the content and services provided through or in connection with this Website (“Service”) is subject to this Terms of Use Agreement (“Agreement”), as well as our Privacy Policy. Each time you (“User”) use our Website, you agree to be bound by this Agreement and the current AnnieMac Home Mortgage Privacy Policy. If User does not agree to this Agreement and Privacy Policy, User must immediately discontinue use of this Website. 

By submitting a request for loan products, services, or related information, User is consenting to be contacted by one or more Lenders either by telephone, email or mail based on the information User provides, even if User has opted into the National Do Not Call List administered by the Federal Trade Commission, any state equivalent Do Not Call List, or the Do Not Call List of any particular AnnieMac Home Mortgage Lender. User understands and agrees that the Lenders may maintain the information User submits to AnnieMac Home Mortgage whether User elects to use their services or not. In the event User no longer wants to receive communications from a Lender, User agrees to notify the Lender directly. User also gives AnnieMac Home Mortgage permission to send User periodic updates of current loan or related products which may be of interest to the User. You understand and agree that if you submit a request for loan products or services through the Service, AnnieMac Home Mortgage will share your personal information (such as your full name, address, telephone number) with Lenders, including banks, correspondent lenders, mortgage bankers and brokers to process and fulfill your request. 

Nothing contained herein shall constitute an offer or promise for a loan, loan commitment or interest rate lock-in agreement of any kind. Nothing on the Website constitutes an advertisement for credit as defined by Paragraph 226.24 of Regulation Z. 

Other Products and Services
User understands and agrees that if User requests a product or service other than information regarding a loan product, AnnieMac Home Mortgage will share User information with certain business partners to process and fulfill User”s request. User further agrees that such business partners may contact User by telephone, email or mail based on the information User submits. User understands and agrees that the Lenders may maintain the information User submitted to AnnieMac Home Mortgage whether User elects to use their services or not. In the event User no longer wants to receive communications from a business partner, User agrees to notify the business partner directly. User also gives AnnieMac Home Mortgage permission to send User periodic updates concerning changes to the Website, Service or special offers which may be of interest. 

Use of the AnnieMac Home Mortgage Website
User certifies to AnnieMac Home Mortgage that: (i) User is at least eighteen (18) years of age and a resident of, or located in, the United States; (ii) User assumes full responsibility for the use of the Website by any minors; (iii) User agrees that all information User has submitted to AnnieMac Home Mortgage, online or otherwise, is accurate and complete, and that User has not knowingly submitted false information on or through the AnnieMac Home Mortgage Website; and, (iv) User”s use of the Website is subject to all applicable federal, state, and local laws and regulations. 

Disclaimer; Limitation of Liability
USER ASSUMES ALL RESPONSIBILITY FOR THE USE OF THIS WEBSITE. THE CONTENTS ARE PROVIDED “AS IS,” AND ARE WITHOUT ANY EXPRESS OR IMPLIED WARRANTIES OF ANY KIND, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; FREEDOM FROM VIRUSES, BUGS, ERRORS, OR OTHER HARMFUL CODE OR COMPUTER PROGRAMMING ROUTINES; AND NONINFRINGEMENT OF INTELLECTUAL PROPERTY RIGHTS. AnnieMac Home Mortgage MAKES NO WARRANTEE REGARDING THE ACCURACY OR RELIABILITY OF ANY INFORMATION OR SERVICES OR THE PRODUCTS OR SERVICES OBTAINED THROUGH THE WEBSITE OR ANY HYPERLINKED SITE. 

AnnieMac Home Mortgage IS NOT LIABLE FOR ANY DAMAGES, INCLUDING, BUT NOT LIMITED TO, PUNITIVE, INCIDENTAL, INDIRECT, SPECIAL, OR CONSEQUENTIAL DAMAGES, TO THE GREATEST EXTENT ALLOWED BY APPLICABLE LAWS, ARISING OUT OF THE USE OF OR INABILITY TO USE THIS WEBSITE, THE CONTENTS, OR ANY HYPERLINKED SITE, EVEN IF AnnieMac Home Mortgage HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. 

This Website is only intended to provide data and information that may be of interest to its Users. The Website’s contents are comprised solely of general information and are not customized to a User”s personal situation. 

Indemnification
User agrees to indemnify, defend, and hold harmless, AnnieMac Home Mortgage and its subsidiaries and affiliates, and their respective agents, officers, directors, employees, and contractors, from and against any and all loss, liability, claim, damage, and other expenses (including reasonable attorneys’ fees) caused by or arising from User”s: (1) violation of this Agreement; (2) access to or use of this Website or Service; or (3) failure to provide accurate, truthful, and complete, current personal information. 

Violation of the Agreement; Termination
AnnieMac Home Mortgage may permanently or temporarily terminate, suspend, or otherwise refuse to permit User”s access to this Website without notice and liability, if, in AnnieMac Home Mortgage‘s sole determination, User violates any of the terms and conditions, including the following prohibited actions; (i) use the Service for any illegal purpose or to submit, transmit or facilitate the distribution of information or content that is unlawful, harmful, abusive, racially or ethnically offensive, vulgar, obscene, sexually explicit, defamatory, infringing, invasive of personal privacy or publicity rights, harassing, libelous, threatening, or in a reasonable person’s view, objectionable; (ii) submit, transmit, promote or distribute information or content that is illegal; (iii) attempt to interfere with, compromise the system integrity or security or decipher any transmissions to or from the servers running the Service; (iv) take any action that imposes, or may impose at our sole discretion an unreasonable or disproportionately large load on our infrastructure; (v) upload invalid data, viruses, worms, or other software agents through the Service; (vi) use any robot, spider, scraper or other automated access the Service for any purpose without our express written permission; (vii) impersonate another person or otherwise misrepresent User”s affiliation with a person or entity, conduct fraud, hide or attempt to hide User”s identity; (viii) submit, upload, post, email, transmit or otherwise make available any information or content that User does not have a right to make available under any law or under contractual or fiduciary relationships; (ix) interfere with the proper working of the Service; or, (x) bypass the measures we may use to prevent or restrict access to the Service. Upon termination for any reason, User continues to be bound by this Agreement. 

Hyperlinks
Any hyperlinks contained in this Website belong to third-party sites (“linked sites”) and are provided by AnnieMac Home Mortgage for User”s convenience only. AnnieMac Home Mortgage does not control linked sites in any way and neither expressly nor implicitly (i) represents or warrants the truth or accuracy of any information included in any linked site or (ii) endorses or sponsors any linked site, the content of any linked site, or any products sold or services offered by any linked site. Your use of these external websites is at your own risk. 

Limitation on Claims
You agree that any claim or cause of action arising out of or related to the use of this Website or this Agreement must be filed within one year after such claim or cause of action arose, or it is forever barred and waived, regardless of any statute or law to the contrary. 

Changes in Agreement
AnnieMac Home Mortgage may update Services without notifying you and also may add Services, which may be governed by different or additional terms of use. AnnieMac Home Mortgage reserves the right to amend, modify, revise, and restate, at any time, this Agreement, without notice. If you continue to use the Service after the amended terms become effective, you are deemed to have agreed to be bound by the amended terms. If you do not agree to the amended terms, then you agree not to use the Service. Your continued use of the Service constitutes an affirmative agreement by you to abide and be bound by the Agreement and its amended terms. 

Severability
If for any reason any portion of the Agreement is held to be invalid or unenforceable, that portion will be enforced to the maximum extent permissible and the remainder of the Agreement will remain in full force and effect. 

Entire Agreement
The Agreement sets forth the entire agreement between User and AnnieMac Home Mortgage regarding the subject matter of the Agreement, and supersedes any prior oral or written statements or agreements with respect to the same.