It’s getting to be that time where everyone is starting to think about the Holidays… Before the holidays arrive it’s always a good idea to check your mortgage to make sure there won’t be any surprises in the new year.

In the year 2008 there will be over $1 trillion adjustable rates coming due in America.  And with the current raise in interest rates over the past few years we can assume they aren’t going to be going down.  Every month you get your mortgage statement and you send in the payment.

If everyone takes a minute to analyze this statement - look for the following (if it’s not on your statement then pull out your mortgage information from your closing)

  • Adjustable Rate Mortgage
  • Interest Only - If you haven’t paid your balance down at all since you’ve had your mortgage.
  • Interest Rate over 6.5%

If you have any of these types of mortgages it is worth the 15 minute phone call for an evaluation to see if it makes sense to take advantage of the lower rates.  I can be reached toll free at 888-331-6300 Ext. 566 or on my 24 hour hotline 609-760-9234.  You can also fill in your information below to send me a question-

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