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I got a call from a new client over the weekend and they had mentioned they don’t believe they can get 100% financing as a First Time Homebuyer.  First thing I said was where did you get that information - because it is a false statement.

As a First Time Homebuyer you qualify for some of the best programs at 100% that I’ve seen in a long time.  Perfect example a good friend of mine bought a house last month and I got him into without $1 dollar out of his pocket at closing.  Will that happen on every purchase no.  But with the seller concession and the 100% loan I gave him he got a great rate and still had the money he needed to buy new furniture. 

I have this loan as an 80/20 option as well to avoid mortgage insurance as well… Give me a call if you have any questions.  You don’t have to be a First Time Homebuyer to get this loan either.