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	<title>Comments on: Hot Market Topics</title>
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	<link>http://njmortgagerep.com/2006/10/14/116084449686850112/</link>
	<description>FHA Loans &#124; &#34;Your Mortgage Professional for Life&#34; Specializing in FHA, First Time Home Buyers and Refinancing &#124; FHA 203K Loans</description>
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		<title>By: Jeremiah Phillips</title>
		<link>http://njmortgagerep.com/2006/10/14/116084449686850112/comment-page-1/#comment-10</link>
		<dc:creator>Jeremiah Phillips</dc:creator>
		<pubDate>Mon, 06 Nov 2006 15:50:00 +0000</pubDate>
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		<description>When you dispute something on your credit - the item does still affect you applying for a loan.  For Example if you have a collection dispute, on your credit report it would say item in dispute.  If in fact the loan program you are applying for does not allow collections - a resolution would need to be presented in writing from the creditor showing either remove or balance due.</description>
		<content:encoded><![CDATA[<p>When you dispute something on your credit &#8211; the item does still affect you applying for a loan.  For Example if you have a collection dispute, on your credit report it would say item in dispute.  If in fact the loan program you are applying for does not allow collections &#8211; a resolution would need to be presented in writing from the creditor showing either remove or balance due.</p>
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		<title>By: Dolores</title>
		<link>http://njmortgagerep.com/2006/10/14/116084449686850112/comment-page-1/#comment-9</link>
		<dc:creator>Dolores</dc:creator>
		<pubDate>Sun, 05 Nov 2006 04:45:00 +0000</pubDate>
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		<description>Question about credit... If a negative item is in dispute will it still count against someone when applying for a loan?</description>
		<content:encoded><![CDATA[<p>Question about credit&#8230; If a negative item is in dispute will it still count against someone when applying for a loan?</p>
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